Travel Insurance

Customers who purchased the insurance plan before April 10, 2026, please click here.

Residents of NY and WA, or those traveling with a NY or WA travel companion, who purchased the insurance plan on or after April 10th 2026, please click here.

Perillo Tours recommends that you purchase a travel protection plan to help protect your trip investment. For your convenience, we offer products from Travelex Insurance Services and Travel Guard, which will include the following coverage.

Travelex Travel Protection Plan (All states except NY & WA)

*$50 deductible in CT, IN, KS, MO, MT, VT

Coverage may vary by state.

For residents of NY and WA, the travel insurance plan is made available by Travel Guard Group, Inc. and underwritten by American Zurich Insurance Company and National Union Fire Insurance Company of Pittsburgh, PA.

Travelex and Travel Guard are a part of Zurich Cover-More, a global leader in travel insurance.

Travel Guard (Residents of NY & WA)

Vacation & Cruises Plan

Travel Insurance and Global Assistance

944101

Expenses incurred from third-party vendors for assistance services not part of a filed insurance policy are the responsibility of the traveler.

1. Coverage only applicable to prepaid, non-refundable trip costs identified on the enrollment form and if the reguired plan cost has been paid.
2. Single Occupancy only available to KS, MN, MO, MT, NY, OR, WA, and WY residents.
3. $1,500 maximum for FL residents.
4. Medical is primary for AK, CT, FL, IL, IN, KS, MI, MN, MO, MT, NY, OR, SD, TX, VT, WA, and WY residents
5. $25,000 maximum for NY residents
6. Non-insurance services are provided by Travel Guard.

To view a full description of the coverages, exclusions and limitations, please refer to the Policy of Insurance.

ASSISTANCE SERVICES 6

Travel Medical Assistance, Worldwide Travel Assistance

Pre-Existing Medical Condition Exclusion Waiver Policy must be purchased with the Initial Trip Payment. Day one is the date the initial payment is received. (If not purchased with the Initial Trip Payment, then a look-back period applies. Look-back period is 60 days for NY and WA.

Policy of Insurance for Washington: VACATION AND CRUISES PLAN - Washington
Product Code: 944101 WA21 01/24

Policy of Insurance for New York: VACATION AND CRUISES PLAN – New York
Product Code: 944101 NY 09/21

POLICY OF INSURANCE BY STATE: VACATION AND CRUISES PLAN

For the following, please reference Product Code: 944101

Travel Guard Contact information for New York and Washington residents: 1-866-221-8078

This dedicated phone number serves as a single point of contact with a 3-menu option to choose from for Emergency Assistance, Claims, and Plan Questions.

To file a claim online or check claim status: https://claims.travelguard.com/

The purchase of this product is not required in order to purchase any other travel product or service. Your travel retailer might not be licensed to sell travel insurance and will only be able to provide general information about the product. An unlicensed travel retailer may not answer questions about the terms and conditions of the insurance offered and may not evaluate the adequacy of your existing insurance coverage. The products being offered provide insurance coverage that only applies during your covered trip. Similar travel insurance coverage, offered by Travel Guard, Travelex or another insurance provider, may be available through a variety of other sources, but may be subject to different terms and conditions (i.e. benefits, limits, exclusions, etc.). You may wish to compare the terms and conditions of this policy with those of your existing life, health, home and automobile insurance policies, as well as any other coverage which you may already have or is available to you, including through other insurers, as a member of an organization, or through your credit card program(s). If you have questions about your coverage under your existing insurance policies, contact your insurer or insurance agent or broker. This is intended as a general description of certain types of insurance and services available to qualified customers through the companies of Zurich in North America, provided solely for informational purposes. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. For the Vacation and Cruises Plan offered to NY and WA residents and traveling companions thereof, coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com, and underwritten by American Zurich Insurance Company, a New York company (NAIC No. 40142), having its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196. For residents of all other states who purchased the Travelex Travel Protection Plan, coverage is offered by Travelex Insurance Services Inc., CA Agency license #0D10209 and insurance coverage is underwritten by Zurich American Insurance Company (NAIC #16535), having its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196.